Charmaine Smith (born 15 November 1990) is a New Zealand rugby union player.
She debuted for New Zealand in a match against Canada in 2015.
She was named in the Black Ferns squad for the 2017 Women's Rugby World Cup in Ireland and was part of the winning team of the 2019 Women's Rugby Super Series.Alongside playing for the Black Ferns, Smith is a full-time Constable for the New Zealand Police based in Mount Wellington.